PLANNING FOR RETIREMENT
Planning for retirement can feel overwhelming, but it doesn’t have to be. Our role is to provide education and strategies to help you make informed decisions about your financial future.
Complimentary Financial Needs Analysis
No formal consultation — just a friendly table where you can ask questions, explore the tools, and request a complimentary Financial Needs Analysis.
- Complimentary Financial Needs AnalysisVia Zoom
- No formal consultationFriendly table, ask anything
- Take the next stepFree, no obligation
What We Can Do For You
Explore four foundational areas designed to give you clarity, confidence, and control over your retirement.
Retirement Income Strategies
Learn about ways to create income streams in retirement using approved financial products.
- Social Security timing
- Turning savings into a paycheck
- Predictable monthly cash flow
Building Your Retirement
Explore a variety of financial strategies that can support long-term growth, aligned with your goals, time horizon, and comfort with risk.
- Compound growth in action
- Cost of waiting impact
- Risk-aligned accumulation
Protecting Your Assets
Learn about strategies and products designed to help safeguard what you've worked hard to build, while balancing potential growth with protection.
- Emergency reserves
- Market-loss awareness
- Beneficiary & document reviews
Insurance Protection
Explore life insurance and other protection tools that can help safeguard your family and assets.
- Family income replacement
- Mortgage & debt protection
- Final expenses & legacy
Retirement Readiness Checkup
Answer 5 quick educational questions to identify potential gaps and discover what areas to focus on first.
How many years until you plan to retire?
Do you know approximately how much monthly income you will need in retirement?
Are you currently saving or contributing to a retirement account on a regular schedule?
Have you reviewed your insurance and beneficiary designations in the last 2 years?
How confident are you that your current plan will cover your lifestyle and healthcare needs?
Complete all 5 questions above to reveal your readiness summary
0 of 5 answered
Retirement Growth & Income Calculator
Adjust your timeline, contributions, and expected monthly expenses to visualize your future savings and see if an income gap exists.
Your Assumptions
Years until retirement: 25 years
Estimated Monthly Income Gap: $878 / month
At $5,000/mo desired income, your illustrative savings and Social Security may leave a gap of $10,531 per year. A Financial Needs Analysis can explore strategies to bridge this.
The Cost of Waiting Just 3 Years
If you delay starting this $500/month plan by 3 years, compound growth shows a potential difference of:
Time is often the most valuable asset in retirement planning. Starting sooner reduces the monthly effort required.
Schedule Your Consultation
We offer a complimentary Financial Needs Analysis via Zoom for your convenience. We will review your current financial situation and explore strategies tailored to your goals.
What’s Included in Your Review:
- Personalized retirement income timeline and gap review
- Insurance protection review (life, disability, and family needs)
- Debt management strategies aligned with long-term goals
- Educational walkthrough conducted conveniently via Zoom
Alyssa H. Gardner
Helping individuals and families review their financial situation, build income strategies, and safeguard what they've worked hard to build.
Bristal Stephens-Merrick
Guiding clients through retirement readiness, protection tools, and personalized Financial Needs Analyses.
Request Your Free Needs Analysis
No cost, no obligation. Hosted online via Zoom.
Disclosures & Compliance Information
Transamerica Financial Advisors, Inc. (TFA), member FINRA, SIPC, and World Financial Group Insurance Agency, LLC (WFGIA), are affiliated companies. Synergy Financial is an organization that is comprised of individuals associated with WFGIA and TFA. Neither TFA nor WFGIA provide legal or tax advice. Clients should consult with their own legal or tax professional regarding their individual situation. All products must be suitable and approved before recommendation. Past performance does not guarantee future results. All calculations are hypothetical illustrations based solely on the information you enter and the assumptions you select; they are not projections, predictions, or guarantees of future performance.